Direct Lender — Not a Broker

Capital for Builders.Built by Builders.

We Are the Lender. No Middleman. No Delays.

Fast capital for investors who move fast. We fund it — and we can build it. Talk to us, not a broker.

Pre-qualification does not affect your credit score
$10M+
Max Loan Size
72hr
Term Sheet
8+
Loan Programs
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Fix & Flip BridgeGround-Up ConstructionDSCR RentalMixed-Use CommercialPortfolio Blanket LoanBusiness Line of CreditBridge FinancingHard Money LendingPrivate CapitalFix & Flip BridgeGround-Up ConstructionDSCR RentalMixed-Use CommercialPortfolio Blanket LoanBusiness Line of CreditBridge FinancingHard Money LendingPrivate Capital
Our Services

What We Do

01Private LendingDirect capital for acquisitions, renovations, and ground-up builds. We underwrite the deal, not the borrower.
02DSCR LoansLong-term rental financing based on property cash flow. No income docs. No personal tax returns.
03Deal StructuringComplex deals need creative capital stacks. We build structures that conventional lenders won't touch.
04Lender PlacementOur network spans 50+ capital sources. If we can't fund it in-house, we find someone who can.
05SBA & CommercialOwner-occupied commercial real estate and business expansion capital through SBA and USDA programs.
CAPITAL
"We don't just fund deals.
We fund decisions — made by
people who build things."

Ducere was founded by a builder. Every program, every structure, every decision is made by someone who has stood on a job site and understood what capital means in the field. We don't pretend to know your business. We know it.

Capital Programs

Six Ways to Fund a Deal

Program — 01

Fix & Flip

Fast capital for investors who move fast. Acquisition and renovation capital — close in days, not weeks.

$75K – $5M
12–24 month terms. Up to 90% LTC.
Program — 02

Ground-Up Construction

We fund it and we can build it. Draw-based financing from permit to CO.

$200K – $10M
Up to 85% LTC / 70% ARV.
Program — 03

Bridge Loans

Gap capital without the gaps. Transitional and value-add plays funded fast.

$150K – $10M
6–24 month terms. Fast closings.
Program — 04

DSCR Rental

Your rental income qualifies. Not your tax return. No personal income docs required.

$75K – $3M
30-year terms. Min DSCR 1.1x.
Specialized
Specialized

Medical Office

We fund AND build medical office. Physicians, dentists, outpatient operators — talk to us.

$500K – $10M
Bridge to permanent. Fast execution.
Specialized
Specialized

Industrial & Warehouse

Southeast expertise. Bridge to permanent. Fast. Industrial, flex, and warehouse developers.

$500K – $10M
Bridge to SBA or CMBS. Competitive.
Get Pre-Qualified — Free →
5–10
Day Funding
24–48hr
Pre-Qual Decision
40+
States Active
5+
Loan Programs
Our Process

From Inquiry to Funded

01

Submit Your Deal

Complete our intake form with property details, loan request, and borrower profile. Takes 8 minutes.

No credit pull required for pre-qualification. Business purpose loans only. Non-owner-occupied.

02

Deal Analysis

Our team underwrites the asset, the numbers, and the borrower profile against our lending criteria.

We evaluate LTV, LTC, ARV, DSCR, and experience. Decision made by a human, not an algorithm.

03

Term Sheet Issued

If qualified, you receive a detailed term sheet within 72 hours. Clear terms, no vague language.

Rate, points, LTV, LTC, prepay, term, and draw schedule all specified upfront.

04

Close & Build

We coordinate with title and escrow to get you to the closing table. Funded in days, not months.

Construction loans include draw management and optional GC network access for qualified borrowers.

Real Estate Investors

Capital + Execution

Financing & Comprehensive Consulting for Real Estate Investors. Finding capital is only half the battle. Surviving the construction phase determines your profit. Industry data shows that nearly 70% of construction projects fail due to going over schedule or budget. At Ducere Financial Group, we don't just hand over a loan and walk away. We offer an exclusive, comprehensive Construction Consulting & Delivery Add-On powered directly by our sister company, Ducere Construction Services, to protect your equity, maximize efficiency, and guarantee project flow.

01

Pre-Construction & Budget Assurance

Estimating & Quantity Take-Offs

Budget Risk Mitigation to ensure numbers are realistic and precise before breaking ground to fix the root cause of project overruns.

02

Pre-Incentive & Pre-Authority Inspections

Framing, Electrical & HVAC rough-ins

Inspections performed prior to city/authority inspections to maintain project flow and avoid costly municipal delays.

03

General Contracting & Subcontracting Delivery

Turnkey or supplemental execution

Ducere Construction Services can step in directly as a subcontractor for a GC or real estate investor, or handle turnkey build execution when needed.

Small Business Capital

Beyond Real Estate

Your deal might need working capital, equipment financing, or an SBA loan. We connect you to two trusted funding partners that keep your project fully capitalized.

Speed & Scale

National Business Capital

75+ lenders. Up to $15M. Funding in as little as 24–48 hours. Ideal for rapid scaling, high-limit working capital, and businesses that need capital fast.

Apply with National →
SBA & Advisory

Lexington Capital Holdings

SBA 7(a) & 504 specialists. 55+ lenders spanning banks and alternative capital. Best for business acquisitions, commercial real estate, and long-term strategy.

Apply with Lexington →
Compare Funding Options →

Ducere may receive a referral fee on funded deals. All applications subject to individual lender underwriting.

Why Choose Us

The Ducere Edge

Unmatched Field Credentials. Most lenders operate strictly behind a computer screen. We operate on active jobsites. Through our sister company, Ducere Construction Services, our leadership team brings elite, national-caliber construction credentials directly to your deal structure:

NASCLA-Accredited Commercial Builders

Nationally accredited to manage high-stakes, large-scale commercial structures and complex engineering sequencing.

Multi-State Licensed GCs (GA & FL)

Active state licenses in Georgia and Florida mean we possess a deep, localized mastery of the Sunbelt's strict building codes, environmental regulations, and municipal permitting pipelines.

Ready to Move?

Protect Your Project.Secure Your Capital.

Check Your Rate — 60 Seconds →(404) 565-0631

Pre-qualification does not affect your credit score

(404) 565-0631 | korey@ducereconstruction.com | 5925 Mulberry Street, Austell, GA 30168